How much does a Web3 MVP cost?

A Web3 MVP at 137 ranges from €19,000 for a 4-week testnet prototype to €79,000 for an 8-week tokenized product with frontends and integrations. The industry average is €50,000 to €250,000 over three to five months.

How long does it take to build a Web3 MVP?

Four to eight weeks, depending on scope. Industry timelines for the same scope average sixteen weeks.

What is included in a fixed-price MVP?

Fixed-price MVPs include discovery, smart contracts, frontend, wallet and auth integration, tests, and deployment scripts. Audit coordination is included from 6-week scope and up. We absorb the cost of overruns.

Which blockchains do you build on?

We build on Ethereum, Solana, and major EVM and L2 networks including Base, Arbitrum, and Optimism. Chain choice is part of the discovery sprint.

Do you handle smart contract audits?

We write contracts audit-clean from day one and coordinate with external audit firms. AI audit tools catch only about forty percent of what a human audit finds, so independent human review is non-negotiable.

Why not just use AI to generate the code?

In 2026, ninety-two percent of AI-generated codebases ship with at least one critical vulnerability and forty-five percent of AI-written code contains security flaws. In a SaaS app a flaw is a bug. In a smart contract it can drain the entire treasury.

The other 2026 narrative

Build an RWA tokenization MVP before the institutional money arrives.

RWA TVL surpassed decentralized exchanges in December 2025. The market grew 80% in two years. Builders who shipped first own the next decade of asset issuance.

8 min read·Updated April 2026

In December 2025 the total value locked in real-world asset protocols crossed $19 billion and overtook decentralized exchanges. The category grew from $85 million in 2020 to $25 billion+ by mid-2025. BlackRock's BUIDL, Securitize, Tokeny, Centrifuge, and a long tail of category-specific issuers have proven the institutional thesis. The lane is now open for vertical-specific founders.

The SERP for "RWA tokenization development" is split between enterprise platforms quoting $200,000+ enterprise builds and content mills selling clone scripts. Almost nothing is sized for a founder shipping a vertical MVP at the €39k tier. This page is that lane.

What RWA actually means at MVP scale

Real estate

Fractional

Tokenized ownership of a property or pool. KYC, transfer restrictions, distribution flows, oracle for valuation.

Private credit

Yield-bearing

Tokenized loan books, invoice financing, trade finance. Cash-flow logic, default handling, secondary market.

Public securities

Wrapped

Tokenized stocks, bonds, treasuries. Settlement infra, market-hours gating, dividend pass-through.

What a defensible RWA MVP actually contains

Strip away the marketing language and an RWA MVP in 2026 is six concrete pieces:

Asset issuance contract. ERC-3643 (T-REX) for permissioned tokens, or ERC-1400 for security tokens. Compliance-aware transfer logic, identity registry, and forced-transfer hooks for regulatory action.
Identity and KYC layer. On-chain identity registry tied to off-chain KYC provider (Persona, Sumsub, Onfido). Permission to hold, transfer, and redeem gated at the contract level.
Issuance and redemption flow. Whitelisted minting, primary issuance window, redemption queue, and the off-chain tooling to operate it.
Oracle integration. NAV updates, asset valuation, or off-chain attestation depending on category. Chainlink Proof of Reserves or similar.
Distribution logic. Dividend, interest, or yield distribution to token holders. On-chain distribution contract with claim flow.
Frontend with two surfaces. Issuer dashboard (mint, manage, distribute) and investor portal (KYC, hold, redeem). Read-only public explorer optional.

The compliance shape, named honestly

RWA is the most regulation-adjacent vertical in web3. Engineering does not solve regulatory exposure; it just makes you ready for the regulatory work. We architect for compliance from day one and treat the legal pathway as your problem, not ours.

Concretely, we build assuming:

Permissioned transfers by default. Tokens move only between whitelisted addresses.
Forced-transfer hooks for regulatory action. The issuer (you) can move tokens out of a wallet under court order.
Pause and freeze controls. Issuance, redemption, and transfers can be halted at the contract level.
Identity-bound holdings. Wallets are linked to verified identities, not anonymous addresses.
Audit trail. Every state-changing event emits structured events for reporting.

What we do not do: regulatory clearance, prospectus drafting, jurisdictional analysis, or anything that requires a bar license. We coordinate with your counsel; we do not replace them.

What you actually get at each tier

4 weeks · €19,000

Validate

Token contract on testnet with KYC mock. Issuer dashboard. Enough to demo to investors and counsel.

6 weeks · €39,000

Mainnet

Full ERC-3643 stack, real KYC provider, issuance and redemption, audit-ready. Most teams pick this one.

8 weeks · €79,000

Multi-asset

Multiple asset types, secondary market, advanced distribution logic. Built for the round you are about to raise.

What sits outside the price

Legal opinion and regulatory filings. Always your counsel.
KYC provider monthly fees. Persona and Sumsub price per verification; you own the account.
External audit. €10–30k for a six-week tier scope. Coordinated by us, billed by the audit firm.
Custodial fund administration (NAV calculation, investor reporting in regulated formats). Fund-admin partners exist; we integrate with them but do not replace them.

Tokenize the asset. Ship in six weeks. Spend the rest on legal and distribution.

A scoping call confirms asset class, jurisdiction shape, KYC choice, and distribution logic. By the end of it you have a price, a ship date, and a build partner that has shipped this shape before.